Example household · Lafayette, IN · $83,730 · same pay · 1 adult

Champaign skyline

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Lafayette vs Champaign

Lafayette and Champaign

Photo: Cubbie15fan / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Champaign are close to the US rate in this release, 6.3 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Lafayette to Champaign

In 2022-2023, 37 households filed a move from Lafayette to Champaign (about 46 people, average adjusted gross income $56,270). Source: IRS migration.

A one-bedroom asking rent is about $981 in Lafayette and $897 in Champaign. Lafayette has a state tax on wages. Champaign has a state tax on wages. Local pay in Champaign is 87% of the national level for the same work, against 82% in Lafayette.

Champaign averages 204 sunny days, with July highs around 83°F and January nights around 24°F. Lafayette is 203 sunny days, 83°F in July, 26°F in January. Commutes average 18 minutes in Champaign and 19 in Lafayette.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 37 households moved Lafayette → Champaign (about 46 people, average AGI $56,270). The reverse flow is too small for the IRS to publish.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Lafayette and Champaign changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 84 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,600–$3,000
Container or pod
$1,100–$2,050
Rent a truck
$400–$700

Movers in Champaign and how to hire one →

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Questions

Is Champaign cheaper than Lafayette after tax and rent?

Yes. Champaign leaves about $124 more a month, so the cost of living is lower there for this household. A one-bedroom is about $981 in Lafayette and $897 in Champaign.

Does Champaign have state income tax?

Champaign is in Illinois, which taxes wage income.

Did people actually move from Lafayette to Champaign?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.