Example household · Champaign, IL · $83,730 · same pay · 1 adult

Lafayette skyline

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Champaign vs Lafayette

Champaign and Lafayette

Photo: Huw Williams ( Huwmanbeing ) / Wikimedia, Public domain

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Lafayette are under the US rate in this release, 3.9 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Champaign to Lafayette

IRS migration on this site does not list a filed flow from Champaign to Lafayette above the cutoff in 2022-2023.

A one-bedroom asking rent is about $897 in Champaign and $981 in Lafayette. Champaign has a state tax on wages. Lafayette has a state tax on wages. Local pay in Lafayette is 82% of the national level for the same work, against 87% in Champaign.

Lafayette averages 203 sunny days, with July highs around 83°F and January nights around 26°F. Champaign is 204 sunny days, 83°F in July, 24°F in January. Commutes average 19 minutes in Lafayette and 18 in Champaign.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

The IRS did not publish a large enough Champaign → Lafayette pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Champaign and Lafayette changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 84 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,600–$3,000
Container or pod
$1,100–$2,050
Rent a truck
$400–$700

Movers in Lafayette and how to hire one →

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Questions

Is Lafayette cheaper than Champaign after tax and rent?

No. Lafayette leaves about $124 less a month, so the cost of living is higher there for this household. A one-bedroom is about $897 in Champaign and $981 in Lafayette.

Does Lafayette have state income tax?

Lafayette is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.

Did people actually move from Champaign to Lafayette?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.