

Moving from Fargo to St. Joseph
Moving from Fargo to St. Joseph: −$555/mo after tax & rent
FargoSt. JosephAbout 501 miles apart, close enough to drive.
- St. Joseph costs you more
- Rent under 30% of pay
- 220 sunny days
$2,635/mo in St. Joseph. $3,190/mo in Fargo. −$6,660 a year.
Fargo
$3,190
left each month
St. Joseph
$2,635
−$555 vs Fargo
Next
Who already made this move
The IRS did not publish a large enough Fargo → St. Joseph pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Fargo | St. Joseph |
|---|---|---|
| Take-home | $5,846 | $5,204 |
| Rent | $885 | $754 |
| All other costs | $1,771 | $1,815 |
| Left over | $3,190 | $2,635 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Fargo and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 601 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,200–$4,150
- Container or pod
- $1,550–$2,850
- Rent a truck
- $750–$1,400
Explore more
Dig into St. Joseph
Questions
Is St. Joseph cheaper than Fargo after tax and rent?
For one adult in a one-bedroom, St. Joseph leaves about $555 less a month. A one-bedroom is about $885 in Fargo and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
Did people actually move from Fargo to St. Joseph?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.