

Moving from Chicago to St. Joseph
Moving from Chicago to St. Joseph: +$226/mo after tax & rent
ChicagoSt. JosephAbout 387 miles apart, close enough to drive.
- St. Joseph leaves you more
- Rent under 30% of pay
- 220 sunny days
$2,652/mo in St. Joseph. $2,426/mo in Chicago. +$2,712 a year.
Chicago
$2,426
left each month
St. Joseph
$2,652
+$226 vs Chicago
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Who already made this move
The IRS did not publish a large enough Chicago → St. Joseph pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Chicago | St. Joseph |
|---|---|---|
| Take-home | $6,079 | $5,221 |
| Rent | $1,782 | $754 |
| All other costs | $1,871 | $1,815 |
| Left over | $2,426 | $2,652 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 464 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,050–$3,850
- Container or pod
- $1,400–$2,650
- Rent a truck
- $650–$1,200
Explore more
Other moves from Chicago
Dig into St. Joseph
Questions
Is St. Joseph cheaper than Chicago after tax and rent?
For one adult in a one-bedroom, St. Joseph leaves about $226 more a month. A one-bedroom is about $1,782 in Chicago and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
Did people actually move from Chicago to St. Joseph?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.