Example household · Chicago, IL · $83,730 · same pay · 1 adult

Duluth skyline

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Chicago vs Duluth

Chicago and Duluth

Photo: Sletbte / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Duluth are under the US rate in this release, 2.4 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Chicago to Duluth

In 2022-2023, 29 households filed a move from Chicago to Duluth (about 45 people, average adjusted gross income $72,103). 27 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,782 in Chicago and $1,049 in Duluth. Chicago has a state tax on wages. Duluth has a state tax on wages. Local pay in Duluth is 91% of the national level for the same work, against 105% in Chicago.

Duluth averages 158 sunny days, with July highs around 76°F and January nights around 10°F. Chicago is 189 sunny days, 84°F in July, 20°F in January. Commutes average 21 minutes in Duluth and 33 in Chicago.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 29 households moved Chicago → Duluth (about 45 people, average AGI $72,103). 27 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Chicago and Duluth changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 534 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,150–$4,000
Container or pod
$1,450–$2,750
Rent a truck
$700–$1,300

Movers in Duluth and how to hire one →

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Questions

Is Duluth cheaper than Chicago after tax and rent?

Yes. Duluth leaves about $812 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,782 in Chicago and $1,049 in Duluth.

Does Duluth have state income tax?

Duluth is in Minnesota, which taxes wage income.

Did people actually move from Chicago to Duluth?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.