Example household · Duluth, MN · $83,730 · same pay · 1 adult

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Duluth vs Chicago

Duluth and Chicago

Photo: Diego Delso / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Chicago are above the US rate in this release, 11.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Duluth to Chicago

In 2022-2023, 27 households filed a move from Duluth to Chicago (about 40 people, average adjusted gross income $35,815). 29 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,049 in Duluth and $1,782 in Chicago. Duluth has a state tax on wages. Chicago has a state tax on wages. Local pay in Chicago is 105% of the national level for the same work, against 91% in Duluth.

Chicago averages 189 sunny days, with July highs around 84°F and January nights around 20°F. Duluth is 158 sunny days, 76°F in July, 10°F in January. Commutes average 33 minutes in Chicago and 21 in Duluth.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 27 households moved Duluth → Chicago (about 40 people, average AGI $35,815). 29 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Duluth and Chicago changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 534 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,150–$4,000
Container or pod
$1,450–$2,750
Rent a truck
$700–$1,300

Movers in Chicago and how to hire one →

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Questions

Is Chicago cheaper than Duluth after tax and rent?

No. Chicago leaves about $812 less a month, so the cost of living is higher there for this household. A one-bedroom is about $1,049 in Duluth and $1,782 in Chicago.

Does Chicago have state income tax?

Chicago is in Illinois, which taxes wage income.

Did people actually move from Duluth to Chicago?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.