Example household · Champaign, IL · $83,730 · same pay · 1 adult

San Francisco skyline

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Champaign vs San Francisco

Champaign and San Francisco

Photo: Daniel L. Lu / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in San Francisco are under the US rate in this release, 5.1 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Champaign to San Francisco

In 2022-2023, 113 households filed a move from Champaign to San Francisco (about 128 people, average adjusted gross income $88,619). Source: IRS migration.

A one-bedroom asking rent is about $897 in Champaign and $2,635 in San Francisco. Champaign has a state tax on wages. San Francisco has a state tax on wages. Local pay in San Francisco is 134% of the national level for the same work, against 87% in Champaign.

San Francisco averages 259 sunny days, with July highs around 68°F and January nights around 46°F. Champaign is 204 sunny days, 83°F in July, 24°F in January. Commutes average 32 minutes in San Francisco and 18 in Champaign.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 113 households moved Champaign → San Francisco (about 128 people, average AGI $88,619). The reverse flow is too small for the IRS to publish.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Champaign and San Francisco changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 2,185 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$4,450–$8,300
Container or pod
$3,200–$5,950
Rent a truck
$2,000–$3,750

Movers in San Francisco and how to hire one →

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Questions

Is San Francisco cheaper than Champaign after tax and rent?

No. San Francisco leaves about $2,308 less a month, so the cost of living is higher there for this household. A one-bedroom is about $897 in Champaign and $2,635 in San Francisco.

Does San Francisco have state income tax?

San Francisco is in California, which taxes wage income.

Did people actually move from Champaign to San Francisco?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.