Moving from Washington to Fargo

You'd keep $316 more a month in Fargo

+$3,792 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Washington leftover

$2,883

a month after tax and rent

Fargo leftover

$3,199

+$316 vs Washington

Monthly and annual budget comparison between Washington, DC and Fargo, ND
Per monthWashingtonFargoDifference
Gross pay$9,667$7,383−$2,284
Income and payroll tax$2,752$1,532−$1,221
Take-home pay$6,914$5,851−$1,063
Rent$1,929$881−$1,048
Getting around$463$505+$42
Groceries$452$349−$103
Healthcare$508$393−$115
Utilities$283$218−$65
Everything else$395$306−$89
Left over$2,883$3,199+$316

To break even in Fargo, you'd need to earn

$83,000

Household gross, versus $116,000 today. That's the salary that leaves you exactly as much at the end of the month as Washington does now.

The tax difference alone

+$6,521

A year, in state and local income tax. Effective rates: 28.5% in Washington, 20.7% in Fargo.

More about Fargo

Washington, DC in full

Recession-resistant government and consulting pay, humid summers, real transit.

Fargo, ND in full

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,049 and 193 sunny days; commutes average 18 minutes.

The reverse move

Same two cities, but starting from Fargo on Fargo wages.

FargoWashington

Questions

Is the cost of living lower in Fargo than Washington?

A one-bedroom is about $1,929 in Washington versus $881 in Fargo. On a one-adult, one-bedroom household, leftover is about $316 a month higher in Fargo. Change the job or household on the comparison to see your number.

Does Fargo have state income tax?

Fargo is in North Dakota, which taxes wage income.

What changes if you move from Washington to Fargo?

Take-home pay is recalculated under North Dakota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.