Moving from Rochester to Philadelphia
Moving to Philadelphia costs you $580 a month
−$6,960 a year for the same registered nurse, the same household size, and the same number of bedrooms.
Rochester leftover
$2,983
a month after tax and rent
Philadelphia leftover
$2,403
−$580 vs Rochester
| Per month | Rochester | Philadelphia | Difference |
|---|---|---|---|
| Gross pay | $8,250 | $8,094 | −$156 |
| Income and payroll tax | $2,186 | $2,253 | +$67 |
| Take-home pay | $6,064 | $5,841 | −$222 |
| Rent | $1,344 | $1,541 | +$197 |
| Getting around | $461 | $418 | −$43 |
| Groceries | $352 | $408 | +$56 |
| Healthcare | $396 | $459 | +$63 |
| Utilities | $220 | $255 | +$35 |
| Everything else | $308 | $357 | +$49 |
| Left over | $2,983 | $2,403 | −$580 |
To break even in Philadelphia, you'd need to earn
$108,000
Household gross, versus $99,000 today. That's the salary that leaves you exactly as much at the end of the month as Rochester does now.
The tax difference alone
−$1,356
A year, in state and local income tax. Effective rates: 26.5% in Rochester, 27.8% in Philadelphia.
More about Philadelphia
Rochester, MN in full
State income tax topping out at 9.85%, a median 2-bedroom asking rent of $1,600 and 195 sunny days; commutes average 21 minutes.
Philadelphia, PA in full
East Coast density at half of Boston's rent, minus a 3.75% city wage tax.
The reverse move
Same two cities, but starting from Philadelphia on Philadelphia wages.
Philadelphia → Rochester →Questions
Is the cost of living lower in Philadelphia than Rochester?
A one-bedroom is about $1,344 in Rochester versus $1,541 in Philadelphia. On a one-adult, one-bedroom household, leftover is about $580 a month lower in Philadelphia. Change the job or household on the comparison to see your number.
Does Philadelphia have state income tax?
Philadelphia is in Pennsylvania, which taxes wage income, plus a local wage tax of 3.75%.
What changes if you move from Rochester to Philadelphia?
Take-home pay is recalculated under Pennsylvania tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.