Moving from Phoenix to Amarillo
You'd keep $335 more a month in Amarillo
+$4,020 a year for the same registered nurse, the same household size, and the same number of bedrooms.
Phoenix leftover
$2,577
a month after tax and rent
Amarillo leftover
$2,912
+$335 vs Phoenix
| Per month | Phoenix | Amarillo | Difference |
|---|---|---|---|
| Gross pay | $7,583 | $7,036 | −$547 |
| Income and payroll tax | $1,709 | $1,387 | −$321 |
| Take-home pay | $5,875 | $5,649 | −$226 |
| Rent | $1,276 | $854 | −$422 |
| Getting around | $586 | $568 | −$18 |
| Groceries | $396 | $363 | −$33 |
| Healthcare | $446 | $408 | −$38 |
| Utilities | $248 | $227 | −$21 |
| Everything else | $347 | $317 | −$30 |
| Left over | $2,577 | $2,912 | +$335 |
To break even in Amarillo, you'd need to earn
$78,500
Household gross, versus $91,000 today. That's the salary that leaves you exactly as much at the end of the month as Phoenix does now.
The tax difference alone
+$1,910
A year, in state and local income tax. Texas has no wage income tax.
More about Amarillo
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
Amarillo, TX in full
No state income tax, a median 2-bedroom asking rent of $1,017 and 260 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Amarillo on Amarillo wages.
Amarillo → Phoenix →Questions
Is the cost of living lower in Amarillo than Phoenix?
A one-bedroom is about $1,276 in Phoenix versus $854 in Amarillo. On a one-adult, one-bedroom household, leftover is about $335 a month higher in Amarillo. Change the job or household on the comparison to see your number.
Does Amarillo have state income tax?
Amarillo is in Texas, which has no state income tax.
What changes if you move from Phoenix to Amarillo?
Take-home pay is recalculated under Texas tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.