Moving from Olympia to San Francisco

Moving to San Francisco costs you $422 a month

−$5,064 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Olympia leftover

$2,800

a month after tax and rent

San Francisco leftover

$2,378

−$422 vs Olympia

Monthly and annual budget comparison between Olympia, WA and San Francisco, CA
Per monthOlympiaSan FranciscoDifference
Gross pay$8,208$10,456+$2,247
Income and payroll tax$1,735$3,054+$1,319
Take-home pay$6,473$7,401+$928
Rent$1,575$2,609+$1,034
Getting around$541$558+$17
Groceries$430$512+$82
Healthcare$483$576+$93
Utilities$269$320+$51
Everything else$376$448+$72
Left over$2,800$2,378−$422

To break even in San Francisco, you'd need to earn

$134,000

Household gross, versus $98,500 today. That's the salary that leaves you exactly as much at the end of the month as Olympia does now.

The tax difference alone

−$7,695

A year, in state and local income tax. Effective rates: 21.1% in Olympia, 29.2% in San Francisco.

More about San Francisco

Olympia, WA in full

No state income tax, a median 2-bedroom asking rent of $1,875 and 156 sunny days; commutes average 26 minutes.

San Francisco, CA in full

Dense, walkable, cold in July, and priced for two incomes.

The reverse move

Same two cities, but starting from San Francisco on San Francisco wages.

San FranciscoOlympia

Questions

Is the cost of living lower in San Francisco than Olympia?

A one-bedroom is about $1,575 in Olympia versus $2,609 in San Francisco. On a one-adult, one-bedroom household, leftover is about $422 a month lower in San Francisco. Change the job or household on the comparison to see your number.

Does San Francisco have state income tax?

San Francisco is in California, which taxes wage income.

What changes if you move from Olympia to San Francisco?

Take-home pay is recalculated under California tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.