Moving from Oklahoma City to Fargo

You'd keep $674 more a month in Fargo

+$8,088 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Oklahoma City leftover

$2,513

a month after tax and rent

Fargo leftover

$3,187

+$674 vs Oklahoma City

Monthly and annual budget comparison between Oklahoma City, OK and Fargo, ND
Per monthOklahoma CityFargoDifference
Gross pay$7,000$7,366+$366
Income and payroll tax$1,668$1,526−$142
Take-home pay$5,332$5,839+$508
Rent$972$881−$91
Getting around$542$505−$37
Groceries$360$349−$11
Healthcare$405$393−$12
Utilities$225$218−$7
Everything else$315$306−$9
Left over$2,513$3,187+$674

To break even in Fargo, you'd need to earn

$76,500

Household gross, versus $84,000 today. That's the salary that leaves you exactly as much at the end of the month as Oklahoma City does now.

The tax difference alone

+$3,006

A year, in state and local income tax. Effective rates: 23.8% in Oklahoma City, 20.7% in Fargo.

More about Fargo

Oklahoma City, OK in full

The cheapest housing of any metro over a million people.

Fargo, ND in full

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,049 and 193 sunny days; commutes average 18 minutes.

The reverse move

Same two cities, but starting from Fargo on Fargo wages.

FargoOklahoma City

Questions

Is the cost of living lower in Fargo than Oklahoma City?

A one-bedroom is about $972 in Oklahoma City versus $881 in Fargo. On a one-adult, one-bedroom household, leftover is about $674 a month higher in Fargo. Change the job or household on the comparison to see your number.

Does Fargo have state income tax?

Fargo is in North Dakota, which taxes wage income.

What changes if you move from Oklahoma City to Fargo?

Take-home pay is recalculated under North Dakota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.