Moving from Odessa to Phoenix

Moving to Phoenix costs you $502 a month

−$6,024 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Odessa leftover

$3,063

a month after tax and rent

Phoenix leftover

$2,561

−$502 vs Odessa

Monthly and annual budget comparison between Odessa, TX and Phoenix, AZ
Per monthOdessaPhoenixDifference
Gross pay$7,708$7,560−$148
Income and payroll tax$1,587$1,701+$115
Take-home pay$6,122$5,859−$263
Rent$1,174$1,276+$102
Getting around$570$586+$16
Groceries$363$396+$33
Healthcare$408$446+$38
Utilities$227$248+$21
Everything else$317$347+$30
Left over$3,063$2,561−$502

To break even in Phoenix, you'd need to earn

$99,500

Household gross, versus $92,500 today. That's the salary that leaves you exactly as much at the end of the month as Odessa does now.

The tax difference alone

−$1,903

A year, in state and local income tax. Effective rates: 20.6% in Odessa, 22.5% in Phoenix.

More about Phoenix

Odessa, TX in full

No state income tax, a median 2-bedroom asking rent of $1,398 and 269 sunny days; commutes average 25 minutes.

Phoenix, AZ in full

A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.

The reverse move

Same two cities, but starting from Phoenix on Phoenix wages.

PhoenixOdessa

Questions

Is the cost of living lower in Phoenix than Odessa?

A one-bedroom is about $1,174 in Odessa versus $1,276 in Phoenix. On a one-adult, one-bedroom household, leftover is about $502 a month lower in Phoenix. Change the job or household on the comparison to see your number.

Does Phoenix have state income tax?

Phoenix is in Arizona, which taxes wage income.

What changes if you move from Odessa to Phoenix?

Take-home pay is recalculated under Arizona tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.