Moving from Midland to Fargo

Moving to Fargo costs you $260 a month

−$3,120 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Midland leftover

$3,462

a month after tax and rent

Fargo leftover

$3,202

−$260 vs Midland

Monthly and annual budget comparison between Midland, TX and Fargo, ND
Per monthMidlandFargoDifference
Gross pay$8,417$7,387−$1,030
Income and payroll tax$1,797$1,533−$264
Take-home pay$6,620$5,854−$766
Rent$1,273$881−$392
Getting around$570$505−$65
Groceries$363$349−$14
Healthcare$408$393−$15
Utilities$227$218−$9
Everything else$317$306−$11
Left over$3,462$3,202−$260

To break even in Fargo, you'd need to earn

$93,000

Household gross, versus $101,000 today. That's the salary that leaves you exactly as much at the end of the month as Midland does now.

The tax difference alone

−$499

A year, in state and local income tax. Effective rates: 21.3% in Midland, 20.8% in Fargo.

More about Fargo

Midland, TX in full

No state income tax, a median 2-bedroom asking rent of $1,516 and 263 sunny days; commutes average 22 minutes.

Fargo, ND in full

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,049 and 193 sunny days; commutes average 18 minutes.

The reverse move

Same two cities, but starting from Fargo on Fargo wages.

FargoMidland

Questions

Is the cost of living lower in Fargo than Midland?

A one-bedroom is about $1,273 in Midland versus $881 in Fargo. On a one-adult, one-bedroom household, leftover is about $260 a month lower in Fargo. Change the job or household on the comparison to see your number.

Does Fargo have state income tax?

Fargo is in North Dakota, which taxes wage income.

What changes if you move from Midland to Fargo?

Take-home pay is recalculated under North Dakota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.