Moving from Memphis to Minneapolis

Moving to Minneapolis costs you $15 a month

−$180 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Memphis leftover

$2,756

a month after tax and rent

Minneapolis leftover

$2,741

−$15 vs Memphis

In 2022-2023, 49 households moved MemphisMinneapolis (avg AGI $84,633). 31 went the other way. The whole move →

Monthly and annual budget comparison between Memphis, TN and Minneapolis, MN
Per monthMemphisMinneapolisDifference
Gross pay$7,083$8,251+$1,168
Income and payroll tax$1,401$2,187+$785
Take-home pay$5,682$6,064+$382
Rent$1,058$1,369+$311
Getting around$548$504−$44
Groceries$364$400+$36
Healthcare$410$450+$40
Utilities$228$250+$22
Everything else$319$350+$31
Left over$2,756$2,741−$15

To break even in Minneapolis, you'd need to earn

$99,500

Household gross, versus $85,000 today. That's the salary that leaves you exactly as much at the end of the month as Memphis does now.

The tax difference alone

−$5,269

A year, in state and local income tax. Effective rates: 19.8% in Memphis, 26.5% in Minneapolis.

More about Minneapolis

Memphis, TN in full

No income tax and a logistics economy; wages trail the national median.

Minneapolis, MN in full

Strong wages, good bones, and a January that averages 9°F at night.

The reverse move

Same two cities, but starting from Minneapolis on Minneapolis wages.

MinneapolisMemphis

Questions

Is the cost of living lower in Minneapolis than Memphis?

A one-bedroom is about $1,058 in Memphis versus $1,369 in Minneapolis. On a one-adult, one-bedroom household, leftover is about $15 a month lower in Minneapolis. Change the job or household on the comparison to see your number.

Does Minneapolis have state income tax?

Minneapolis is in Minnesota, which taxes wage income.

What changes if you move from Memphis to Minneapolis?

Take-home pay is recalculated under Minnesota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.