Moving from Indianapolis to Washington
You'd keep $429 more a month in Washington
+$5,148 a year for the same registered nurse, the same household size, and the same number of bedrooms.
Indianapolis leftover
$2,463
a month after tax and rent
Washington leftover
$2,892
+$429 vs Indianapolis
In 2022-2023, 199 households moved Indianapolis → Washington (avg AGI $71,618). 158 went the other way. The whole move →
| Per month | Indianapolis | Washington | Difference |
|---|---|---|---|
| Gross pay | $7,417 | $9,681 | +$2,264 |
| Income and payroll tax | $1,870 | $2,758 | +$888 |
| Take-home pay | $5,547 | $6,923 | +$1,376 |
| Rent | $1,205 | $1,929 | +$724 |
| Getting around | $545 | $463 | −$82 |
| Groceries | $368 | $452 | +$84 |
| Healthcare | $414 | $508 | +$94 |
| Utilities | $230 | $283 | +$53 |
| Everything else | $322 | $395 | +$73 |
| Left over | $2,463 | $2,892 | +$429 |
To break even in Washington, you'd need to earn
$108,000
Household gross, versus $89,000 today. That's the salary that leaves you exactly as much at the end of the month as Indianapolis does now.
The tax difference alone
−$2,595
A year, in state and local income tax. Effective rates: 25.2% in Indianapolis, 28.5% in Washington.
More about Washington
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
Washington, DC in full
Recession-resistant government and consulting pay, humid summers, real transit.
The reverse move
Same two cities, but starting from Washington on Washington wages.
Washington → Indianapolis →Questions
Is the cost of living lower in Washington than Indianapolis?
A one-bedroom is about $1,205 in Indianapolis versus $1,929 in Washington. On a one-adult, one-bedroom household, leftover is about $429 a month higher in Washington. Change the job or household on the comparison to see your number.
Does Washington have state income tax?
Washington is in District of Columbia, which taxes wage income.
What changes if you move from Indianapolis to Washington?
Take-home pay is recalculated under District of Columbia tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.