Moving from Fargo to Boston

Moving to Boston costs you $1,319 a month

−$15,828 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Fargo leftover

$3,194

a month after tax and rent

Boston leftover

$1,875

−$1,319 vs Fargo

Monthly and annual budget comparison between Fargo, ND and Boston, MA
Per monthFargoBostonDifference
Gross pay$7,375$9,034+$1,659
Income and payroll tax$1,529$2,413+$884
Take-home pay$5,846$6,621+$775
Rent$881$2,619+$1,738
Getting around$505$445−$60
Groceries$349$464+$115
Healthcare$393$522+$129
Utilities$218$290+$72
Everything else$306$406+$100
Left over$3,194$1,875−$1,319

To break even in Boston, you'd need to earn

$133,000

Household gross, versus $88,500 today. That's the salary that leaves you exactly as much at the end of the month as Fargo does now.

The tax difference alone

−$4,704

A year, in state and local income tax. Effective rates: 20.7% in Fargo, 26.7% in Boston.

More about Boston

Fargo, ND in full

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,049 and 193 sunny days; commutes average 18 minutes.

Boston, MA in full

Great pay in medicine and research, brutal winters, tight housing stock.

The reverse move

Same two cities, but starting from Boston on Boston wages.

BostonFargo

Questions

Is the cost of living lower in Boston than Fargo?

A one-bedroom is about $881 in Fargo versus $2,619 in Boston. On a one-adult, one-bedroom household, leftover is about $1,319 a month lower in Boston. Change the job or household on the comparison to see your number.

Does Boston have state income tax?

Boston is in Massachusetts, which taxes wage income.

What changes if you move from Fargo to Boston?

Take-home pay is recalculated under Massachusetts tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.