Moving from Charlotte to Des Moines
You'd keep $327 more a month in Des Moines
+$3,924 a year for the same registered nurse, the same household size, and the same number of bedrooms.
Charlotte leftover
$2,550
a month after tax and rent
Des Moines leftover
$2,877
+$327 vs Charlotte
46 went the other way. The whole move →
| Per month | Charlotte | Des Moines | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $7,475 | −$234 |
| Income and payroll tax | $1,869 | $1,755 | −$114 |
| Take-home pay | $5,839 | $5,720 | −$120 |
| Rent | $1,329 | $1,005 | −$324 |
| Getting around | $568 | $533 | −$35 |
| Groceries | $384 | $360 | −$24 |
| Healthcare | $432 | $405 | −$27 |
| Utilities | $240 | $225 | −$15 |
| Everything else | $336 | $315 | −$21 |
| Left over | $2,550 | $2,877 | +$327 |
To break even in Des Moines, you'd need to earn
$84,000
Household gross, versus $92,500 today. That's the salary that leaves you exactly as much at the end of the month as Charlotte does now.
The tax difference alone
+$536
A year, in state and local income tax. Effective rates: 24.2% in Charlotte, 23.5% in Des Moines.
More about Des Moines
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Des Moines, IA in full
Insurance-sector wages against the lowest housing costs on this list.
The reverse move
Same two cities, but starting from Des Moines on Des Moines wages.
Des Moines → Charlotte →Questions
Is the cost of living lower in Des Moines than Charlotte?
A one-bedroom is about $1,329 in Charlotte versus $1,005 in Des Moines. On a one-adult, one-bedroom household, leftover is about $327 a month higher in Des Moines. Change the job or household on the comparison to see your number.
Does Des Moines have state income tax?
Des Moines is in Iowa, which taxes wage income.
What changes if you move from Charlotte to Des Moines?
Take-home pay is recalculated under Iowa tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.