Moving from Baltimore to Rochester

You'd keep $594 more a month in Rochester

+$7,128 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Baltimore leftover

$2,389

a month after tax and rent

Rochester leftover

$2,983

+$594 vs Baltimore

Monthly and annual budget comparison between Baltimore, MD and Rochester, MN
Per monthBaltimoreRochesterDifference
Gross pay$8,250$8,250$0
Income and payroll tax$2,389$2,186−$202
Take-home pay$5,861$6,064+$202
Rent$1,511$1,344−$167
Getting around$482$461−$21
Groceries$408$352−$56
Healthcare$459$396−$63
Utilities$255$220−$35
Everything else$357$308−$49
Left over$2,389$2,983+$594

To break even in Rochester, you'd need to earn

$88,000

Household gross, versus $99,000 today. That's the salary that leaves you exactly as much at the end of the month as Baltimore does now.

The tax difference alone

+$2,428

A year, in state and local income tax. Effective rates: 29.0% in Baltimore, 26.5% in Rochester.

More about Rochester

Baltimore, MD in full

DC salaries within commuting distance, at Baltimore prices.

Rochester, MN in full

State income tax topping out at 9.85%, a median 2-bedroom asking rent of $1,600 and 195 sunny days; commutes average 21 minutes.

The reverse move

Same two cities, but starting from Rochester on Rochester wages.

RochesterBaltimore

Questions

Is the cost of living lower in Rochester than Baltimore?

A one-bedroom is about $1,511 in Baltimore versus $1,344 in Rochester. On a one-adult, one-bedroom household, leftover is about $594 a month higher in Rochester. Change the job or household on the comparison to see your number.

Does Rochester have state income tax?

Rochester is in Minnesota, which taxes wage income.

What changes if you move from Baltimore to Rochester?

Take-home pay is recalculated under Minnesota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.