Moving from Austin to Rochester

Moving to Rochester costs you $170 a month

−$2,040 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Austin leftover

$3,173

a month after tax and rent

Rochester leftover

$3,003

−$170 vs Austin

Monthly and annual budget comparison between Austin, TX and Rochester, MN
Per monthAustinRochesterDifference
Gross pay$8,125$8,281+$156
Income and payroll tax$1,710$2,198+$488
Take-home pay$6,415$6,084−$331
Rent$1,226$1,344+$118
Getting around$566$461−$105
Groceries$400$352−$48
Healthcare$450$396−$54
Utilities$250$220−$30
Everything else$350$308−$42
Left over$3,173$3,003−$170

To break even in Rochester, you'd need to earn

$102,500

Household gross, versus $97,500 today. That's the salary that leaves you exactly as much at the end of the month as Austin does now.

The tax difference alone

−$5,294

A year, in state and local income tax. Effective rates: 21.0% in Austin, 26.5% in Rochester.

More about Rochester

Austin, TX in full

No income tax, but property taxes are among the steepest anywhere.

Rochester, MN in full

State income tax topping out at 9.85%, a median 2-bedroom asking rent of $1,600 and 195 sunny days; commutes average 21 minutes.

The reverse move

Same two cities, but starting from Rochester on Rochester wages.

RochesterAustin

Questions

Is the cost of living lower in Rochester than Austin?

A one-bedroom is about $1,226 in Austin versus $1,344 in Rochester. On a one-adult, one-bedroom household, leftover is about $170 a month lower in Rochester. Change the job or household on the comparison to see your number.

Does Rochester have state income tax?

Rochester is in Minnesota, which taxes wage income.

What changes if you move from Austin to Rochester?

Take-home pay is recalculated under Minnesota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.