State College, PA
The rest of the month in State College
$3,234 in modelled household costs, against $4,860 take-home. Leftover is $1,626.
Where the money goes
- Taxes$1,418
- Rent$1,318
- Other living costs$1,916
- Left over$1,626
Pay and tax, per year
- Gross household pay
- $75,329
- Federal income tax
- −$8,186
- Social Security and Medicare
- −$5,763
- State income tax (PA)
- −$2,313
- City / county wage tax
- −$753
- Take-home pay
- $58,314
- Effective tax rate
- 22.6%
Living costs, per month
- Rent, 1br
- $1,318
- Groceries
- $401
- Getting around
- $461
- Healthcare
- $451
- Utilities and internet
- $251
- Everything else
- $351
- Total spending
- $3,234
Left over each month
$6,277 gross, minus $1,418 in tax and $3,234 in living costs.
$1,626
Power bill, separately
EIA 2024 residential electricity in PA averages a $161 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.