Example household · $83,730 · same pay · 1 adult

Santa Fe

Housing in Santa Fe, NM: Rent, Home Prices & Property Tax

$2,021 left/mo

$1,503/mo (1 bd) in Santa Fe. Median home $416,900. Property tax 0.51%.

Rent (1-bedroom)
$1,503
/mo
Buy
$2,832
Mortgage, tax, insurance
Buying costs more
$1,329
/mo

To buy

  • 20% down payment$83,380
  • Mortgage at 7.24%$2,273
  • Property tax (0.51% of value)$177/mo · $2,126/yr
  • Insurance and upkeep$382
  • Monthly total$2,832

Months to 20% down

$2,021 left each month. About 42 months (3.5 years) to save $83,380.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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