Las Cruces

Cost of Living in Las Cruces, NM (2026): Rent, Utilities & Take-Home

$2,587 left/mo

Photo: Jpawela / Wikimedia

$2,820/mo in Las Cruces. $2,587 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,407/mo.

Taxes$1,570
Rent$862
Other$1,958
Left$2,587

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (NM): −$2,845
Take-home pay: $64,889
Effective tax rate: 22.5%

Living costs, per month

Rent, 1br: $862
Groceries: $384
Getting around: $566
Healthcare: $432
Utilities and internet: $240
Everything else: $336
Total spending: $2,820

After tax and rent

$2,587 left/mo

Stats

Rent: $1,026; 2 bd median
Take-home: $5,407; Per month
Tax: 23%; Of pay
Prices: 4% below; US, besides rent

Average electric bill in New Mexico

About $134 a month for a household using 900 kWh. That is the EIA residential price for New Mexico in 2025, 14.85¢ per kWh. It is a state average, not a Las Cruces utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Las Cruces

Moving from Las Cruces to Albuquerque