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Example household · $83,730 · same pay · 1 adult

Lakeland

Housing in Lakeland, FL: Rent, Home Prices & Property Tax

$2,347 left/mo

$1,333/mo (1 bd) in Lakeland. Median home $240,000. Property tax 0.74%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,333
/mo
Buy
$1,676
Mortgage, tax, insurance
Buying costs more
$343
/mo

To buy

  • 20% down payment$48,000
  • Mortgage at 7.24%$1,308
  • Property tax (0.74% of value)$148/mo · $1,776/yr
  • Insurance and upkeep$220
  • Monthly total$1,676

Months to 20% down

$2,347 left each month. About 21 months (1.8 years) to save $48,000.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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