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Example household · $83,730 · same pay · 1 adult

Gainesville

Housing in Gainesville, GA: Rent, Home Prices & Property Tax

$2,059 left/mo

$1,318/mo (1 bd) in Gainesville. Median home $313,600. Property tax 0.76%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,318
/mo
Buy
$2,196
Mortgage, tax, insurance
Buying costs more
$878
/mo

To buy

  • 20% down payment$62,720
  • Mortgage at 7.24%$1,710
  • Property tax (0.76% of value)$199/mo · $2,383/yr
  • Insurance and upkeep$287
  • Monthly total$2,196

Months to 20% down

$2,059 left each month. About 31 months (2.6 years) to save $62,720.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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