Example household · $83,730 · same pay · 1 adult

Downtown Gainesville, Georgia

Gainesville

Cost of Living in Gainesville, GA (2026): Rent, Utilities & Take-Home

$2,059 left/mo

Photo: ATLJonJon / Wikimedia

$3,275/mo in Gainesville. $2,059 left each month. Prices near the US average.

Monthly costs

Take-home $5,334/mo.

  • Taxes$1,643
  • Rent$1,318
  • Other$1,957
  • Left$2,059

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (GA)
−$3,723
Take-home pay
$64,011
Effective tax rate
23.6%

Living costs, per month

Rent, 1br
$1,318
Groceries
$386
Getting around
$559
Healthcare
$434
Utilities and internet
$241
Everything else
$337
Total spending
$3,275

After tax and rent

$2,059 left/mo

Stats

Rent
$1,569
2 bd median
Take-home
$5,334
Per month
Tax
24%
Of pay
Prices
4% below
US, besides rent

Average electric bill in Georgia

About $133 a month for a household using 900 kWh. That is the EIA residential price for Georgia in 2025, 14.74¢ per kWh. It is a state average, not a Gainesville utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Gainesville

Take-home by job in Gainesville

Pay and leftover for every job in Gainesville

Other Georgia metros

All Georgia metros

Compare Gainesville

Next stepOpen the mapEvery metro, for the same household.