Example household · San Jose, CA · $83,730 · same pay · 1 adult

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San Jose vs Chico

San Jose and Chico

Photo: Pete Asano, Photographer / Wikimedia, Public domain

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Chico are under the US rate in this release, 3.8 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Jose to Chico

In 2022-2023, 124 households filed a move from San Jose to Chico (about 183 people, average adjusted gross income $87,661). 75 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $3,011 in San Jose and $1,174 in Chico. San Jose has a state tax on wages. Chico has a state tax on wages. Local pay in Chico is 84% of the national level for the same work, against 136% in San Jose.

Chico averages 233 sunny days, with July highs around 97°F and January nights around 39°F. San Jose is 257 sunny days, 84°F in July, 42°F in January. Commutes average 21 minutes in Chico and 29 in San Jose.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 124 households moved San Jose → Chico (about 183 people, average AGI $87,661). 75 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Jose and Chico changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 229 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,950–$3,650
Container or pod
$1,350–$2,500
Rent a truck
$550–$1,000

Movers in Chico and how to hire one →

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Questions

Is Chico cheaper than San Jose after tax and rent?

Yes. Chico leaves about $2,244 more a month, so the cost of living is lower there for this household. A one-bedroom is about $3,011 in San Jose and $1,174 in Chico.

Does Chico have state income tax?

Chico is in California, which taxes wage income.

Did people actually move from San Jose to Chico?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.