Example household · San Jose, CA · $83,730 · same pay · 1 adult

Tioga Hotel - Merced California

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San Jose vs Merced

San Jose and Merced

Photo: Publichall / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Merced are above the US rate in this release, 7.4 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Jose to Merced

In 2022-2023, 802 households filed a move from San Jose to Merced (about 1,701 people, average adjusted gross income $70,415). 485 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $3,011 in San Jose and $1,271 in Merced. San Jose has a state tax on wages. Merced has a state tax on wages. Local pay in Merced is 85% of the national level for the same work, against 136% in San Jose.

Merced averages 255 sunny days, with July highs around 105°F and January nights around 41°F. San Jose is 257 sunny days, 84°F in July, 42°F in January. Commutes average 31 minutes in Merced and 29 in San Jose.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 802 households moved San Jose → Merced (about 1,701 people, average AGI $70,415). 485 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Jose and Merced changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 49 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,750–$3,250
Container or pod
$1,150–$2,150
Rent a truck
$400–$750

Movers in Merced and how to hire one →

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Questions

Is Merced cheaper than San Jose after tax and rent?

Yes. Merced leaves about $2,101 more a month, so the cost of living is lower there for this household. A one-bedroom is about $3,011 in San Jose and $1,271 in Merced.

Does Merced have state income tax?

Merced is in California, which taxes wage income.

Did people actually move from San Jose to Merced?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.