Uprootmap
San Francisco vs Merced
San Francisco and Merced
Photo: Publichall / Wikimedia, CC BY-SA 3.0
Assumed income $83,730, same in both cities. Example, until you change it.
Other cities
So you know: homicide deaths in Merced are above the US rate in this release, 7.4 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Why people look at San Francisco to Merced
In 2022-2023, 357 households filed a move from San Francisco to Merced (about 651 people, average adjusted gross income $60,908). 293 households went the other way. Source: IRS migration.
A one-bedroom asking rent is about $2,635 in San Francisco and $1,271 in Merced. San Francisco has a state tax on wages. Merced has a state tax on wages. Local pay in Merced is 85% of the national level for the same work, against 134% in San Francisco.
Merced averages 255 sunny days, with July highs around 105°F and January nights around 41°F. San Francisco is 259 sunny days, 68°F in July, 46°F in January. Commutes average 31 minutes in Merced and 32 in San Francisco.
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
Who already made this move
In 2022-2023, 357 households moved San Francisco → Merced (about 651 people, average AGI $60,908). 293 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
The monthly number is take-home pay minus rent and the other bills. The gap between San Francisco and Merced changes with the job, remote or local pay, and bedrooms. How we figure this.
What the move itself costs
About 113 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,800–$3,400
- Container or pod
- $1,200–$2,300
- Rent a truck
- $450–$850
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Dig into Merced
Questions
Is Merced cheaper than San Francisco after tax and rent?
Yes. Merced leaves about $1,566 more a month, so the cost of living is lower there for this household. A one-bedroom is about $2,635 in San Francisco and $1,271 in Merced.
Does Merced have state income tax?
Merced is in California, which taxes wage income.
Did people actually move from San Francisco to Merced?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.