Example household · San Francisco, CA · $83,730 · same pay · 1 adult

Bend skyline

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San Francisco vs Bend

San Francisco and Bend

Photo: Ian Poellet / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Bend are under the US rate in this release, 3 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at San Francisco to Bend

In 2022-2023, 224 households filed a move from San Francisco to Bend (about 371 people, average adjusted gross income $278,214). 52 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $2,635 in San Francisco and $1,576 in Bend. San Francisco has a state tax on wages. Bend has a state tax on wages. Local pay in Bend is 96% of the national level for the same work, against 134% in San Francisco.

Bend averages 155 sunny days, with July highs around 84°F and January nights around 34°F. San Francisco is 259 sunny days, 68°F in July, 46°F in January. Commutes average 21 minutes in Bend and 32 in San Francisco.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 224 households moved San Francisco → Bend (about 371 people, average AGI $278,214). 52 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between San Francisco and Bend changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 536 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,350–$4,400
Container or pod
$1,600–$3,050
Rent a truck
$750–$1,400

Movers in Bend and how to hire one →

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Questions

Is Bend cheaper than San Francisco after tax and rent?

Yes. Bend leaves about $1,115 more a month, so the cost of living is lower there for this household. A one-bedroom is about $2,635 in San Francisco and $1,576 in Bend.

Does Bend have state income tax?

Bend is in Oregon, which taxes wage income.

Did people actually move from San Francisco to Bend?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.