Example household · Panama City, FL · $83,730 · same pay · 1 adult

Orlando skyline

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Panama City vs Orlando

Panama City and Orlando

Photo: Artystyk386 / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Orlando are close to the US rate in this release, 6.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Panama City to Orlando

In 2022-2023, 138 households filed a move from Panama City to Orlando (about 212 people, average adjusted gross income $52,181). 112 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,328 in Panama City and $1,488 in Orlando. Panama City has no state tax on wages. Orlando has no state tax on wages. Local pay in Orlando is 91% of the national level for the same work, against 88% in Panama City.

Orlando averages 236 sunny days, with July highs around 92°F and January nights around 49°F. Panama City is 229 sunny days, 91°F in July, 44°F in January. Commutes average 28 minutes in Orlando and 26 in Panama City.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 138 households moved Panama City → Orlando (about 212 people, average AGI $52,181). 112 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Panama City and Orlando changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 345 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,900–$3,600
Container or pod
$1,300–$2,450
Rent a truck
$550–$1,050

Movers in Orlando and how to hire one →

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Questions

Is Orlando cheaper than Panama City after tax and rent?

No. Orlando leaves about $194 less a month, so the cost of living is higher there for this household. A one-bedroom is about $1,328 in Panama City and $1,488 in Orlando.

Does Orlando have state income tax?

Orlando is in Florida, which has no state income tax.

Did people actually move from Panama City to Orlando?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.