Example household · Orlando, FL · $83,730 · same pay · 1 adult

Panama City

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Orlando vs Panama City

Orlando and Panama City

Photo: Balon Greyjoy / Wikimedia, CC0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Panama City are under the US rate in this release, 5.7 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Orlando to Panama City

In 2022-2023, 112 households filed a move from Orlando to Panama City (about 199 people, average adjusted gross income $60,393). 138 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $1,488 in Orlando and $1,328 in Panama City. Orlando has no state tax on wages. Panama City has no state tax on wages. Local pay in Panama City is 88% of the national level for the same work, against 91% in Orlando.

Panama City averages 229 sunny days, with July highs around 91°F and January nights around 44°F. Orlando is 236 sunny days, 92°F in July, 49°F in January. Commutes average 26 minutes in Panama City and 28 in Orlando.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 112 households moved Orlando → Panama City (about 199 people, average AGI $60,393). 138 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Orlando and Panama City changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 345 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,900–$3,600
Container or pod
$1,300–$2,450
Rent a truck
$550–$1,050

Movers in Panama City and how to hire one →

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Questions

Is Panama City cheaper than Orlando after tax and rent?

Yes. Panama City leaves about $194 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,488 in Orlando and $1,328 in Panama City.

Does Panama City have state income tax?

Panama City is in Florida, which has no state income tax.

Did people actually move from Orlando to Panama City?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.