

Moving from Fargo to Chicago
Moving from Fargo to Chicago: −$785/mo after tax & rent
FargoChicagoAbout 574 miles apart, a flight.
- Chicago costs you more
- Property tax 2.10%
- Rent under 30% of pay
$2,405/mo in Chicago. $3,190/mo in Fargo. −$9,420 a year.
Fargo
$3,190
left each month
Chicago
$2,405
−$785 vs Fargo
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Who already made this move
In 2022-2023, 30 households moved Fargo → Chicago (about 35 people, average AGI $77,233). The reverse flow is too small for the IRS to publish.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
See full breakdown
| Per month | Fargo | Chicago |
|---|---|---|
| Take-home | $5,846 | $6,058 |
| Rent | $885 | $1,782 |
| All other costs | $1,771 | $1,871 |
| Left over | $3,190 | $2,405 |
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Fargo and Chicago changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
What the move itself costs
About 689 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $2,300–$4,300
- Container or pod
- $1,600–$3,000
- Rent a truck
- $800–$1,500
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Dig into Chicago
Questions
Is Chicago cheaper than Fargo after tax and rent?
For one adult in a one-bedroom, Chicago leaves about $785 less a month. A one-bedroom is about $885 in Fargo and $1,782 in Chicago.
Does Chicago have state income tax?
Chicago is in Illinois, which taxes wage income.
Did people actually move from Fargo to Chicago?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.