Example household · Champaign, IL · $83,730 · same pay · 1 adult

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Champaign vs New York

Champaign and New York

Photo: Fred Hsu / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in New York are under the US rate in this release, 3.5 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Champaign to New York

In 2022-2023, 99 households filed a move from Champaign to New York (about 102 people, average adjusted gross income $68,626). Source: IRS migration.

A one-bedroom asking rent is about $897 in Champaign and $3,018 in New York. Champaign has a state tax on wages. New York has a state tax on wages. Local pay in New York is 119% of the national level for the same work, against 87% in Champaign.

New York averages 224 sunny days, with July highs around 85°F and January nights around 27°F. Champaign is 204 sunny days, 83°F in July, 24°F in January. Commutes average 38 minutes in New York and 18 in Champaign.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 99 households moved Champaign → New York (about 102 people, average AGI $68,626). The reverse flow is too small for the IRS to publish.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Champaign and New York changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 914 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,800–$5,300
Container or pod
$2,000–$3,700
Rent a truck
$1,050–$1,950

Movers in New York and how to hire one →

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Questions

Is New York cheaper than Champaign after tax and rent?

No. New York leaves about $2,708 less a month, so the cost of living is higher there for this household. A one-bedroom is about $897 in Champaign and $3,018 in New York.

Does New York have state income tax?

New York is in New York, which taxes wage income, plus a local wage tax of 3.88%.

Did people actually move from Champaign to New York?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.