Example household · Bloomington, IN · $83,730 · same pay · 1 adult

Louisville skyline

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Bloomington vs Louisville

Bloomington and Louisville

Photo: Wikimedia, CC BY 2.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Louisville are above the US rate in this release, 12.8 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Bloomington to Louisville

IRS migration on this site does not list a filed flow from Bloomington to Louisville above the cutoff in 2022-2023.

A one-bedroom asking rent is about $1,062 in Bloomington and $1,047 in Louisville. Bloomington has a state tax on wages. Louisville has a state tax on wages. Local pay in Louisville is 94% of the national level for the same work, against 80% in Bloomington.

Louisville averages 193 sunny days, with July highs around 88°F and January nights around 25°F. Bloomington is 206 sunny days, 85°F in July, 27°F in January. Commutes average 24 minutes in Louisville and 22 in Bloomington.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

The IRS did not publish a large enough Bloomington → Louisville pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Bloomington and Louisville changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 105 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,650–$3,050
Container or pod
$1,100–$2,050
Rent a truck
$400–$750

Movers in Louisville and how to hire one →

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Questions

Is Louisville cheaper than Bloomington after tax and rent?

No. Louisville leaves about $132 less a month, so the cost of living is higher there for this household. A one-bedroom is about $1,062 in Bloomington and $1,047 in Louisville.

Does Louisville have state income tax?

Louisville is in Kentucky, which taxes wage income, plus a local wage tax of 2.20%.

Did people actually move from Bloomington to Louisville?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.