Uprootmap
Ann Arbor vs Saginaw
Ann Arbor and Saginaw
Photo: Hsxeric / Wikimedia, CC BY-SA 4.0
Assumed income $83,730, same in both cities. Example, until you change it.
Other cities
So you know: homicide deaths in Saginaw are above the US rate in this release, 11.9 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Why people look at Ann Arbor to Saginaw
In 2022-2023, 26 households filed a move from Ann Arbor to Saginaw (about 34 people, average adjusted gross income $46,500). 53 households went the other way. Source: IRS migration.
A one-bedroom asking rent is about $1,492 in Ann Arbor and $856 in Saginaw. Ann Arbor has a state tax on wages. Saginaw has a state tax on wages. Local pay in Saginaw is 84% of the national level for the same work, against 91% in Ann Arbor.
Saginaw averages 166 sunny days, with July highs around 82°F and January nights around 23°F. Ann Arbor is 173 sunny days, 82°F in July, 23°F in January. Commutes average 22 minutes in Saginaw and 23 in Ann Arbor.
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
Who already made this move
In 2022-2023, 26 households moved Ann Arbor → Saginaw (about 34 people, average AGI $46,500). 53 households went the other way.
Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.
The monthly number is take-home pay minus rent and the other bills. The gap between Ann Arbor and Saginaw changes with the job, remote or local pay, and bedrooms. How we figure this.
What the move itself costs
About 90 road miles, 1 bedroom. Typical ranges, not quotes.
- Full-service mover
- $1,600–$3,050
- Container or pod
- $1,100–$2,050
- Rent a truck
- $400–$700
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Dig into Saginaw
Questions
Is Saginaw cheaper than Ann Arbor after tax and rent?
Yes. Saginaw leaves about $457 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,492 in Ann Arbor and $856 in Saginaw.
Does Saginaw have state income tax?
Saginaw is in Michigan, which taxes wage income, plus a local wage tax of 1.00%.
Did people actually move from Ann Arbor to Saginaw?
Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.