Example household · Saginaw, MI · $83,730 · same pay · 1 adult

Ann Arbor skyline

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Saginaw vs Ann Arbor

Saginaw and Ann Arbor

Photo: Gsgeorge / Wikimedia, Public domain

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Ann Arbor are under the US rate in this release, 3.5 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Saginaw to Ann Arbor

In 2022-2023, 53 households filed a move from Saginaw to Ann Arbor (about 66 people, average adjusted gross income $34,075). 26 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $856 in Saginaw and $1,492 in Ann Arbor. Saginaw has a state tax on wages. Ann Arbor has a state tax on wages. Local pay in Ann Arbor is 91% of the national level for the same work, against 84% in Saginaw.

Ann Arbor averages 173 sunny days, with July highs around 82°F and January nights around 23°F. Saginaw is 166 sunny days, 82°F in July, 23°F in January. Commutes average 23 minutes in Ann Arbor and 22 in Saginaw.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 53 households moved Saginaw → Ann Arbor (about 66 people, average AGI $34,075). 26 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Saginaw and Ann Arbor changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 90 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,600–$3,050
Container or pod
$1,100–$2,050
Rent a truck
$400–$700

Movers in Ann Arbor and how to hire one →

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Questions

Is Ann Arbor cheaper than Saginaw after tax and rent?

No. Ann Arbor leaves about $457 less a month, so the cost of living is higher there for this household. A one-bedroom is about $856 in Saginaw and $1,492 in Ann Arbor.

Does Ann Arbor have state income tax?

Ann Arbor is in Michigan, which taxes wage income, plus a local wage tax of 1.00%.

Did people actually move from Saginaw to Ann Arbor?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.