Moving from Houston to Rochester

Moving to Rochester costs you $153 a month

−$1,836 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Houston leftover

$3,149

a month after tax and rent

Rochester leftover

$2,996

−$153 vs Houston

Monthly and annual budget comparison between Houston, TX and Rochester, MN
Per monthHoustonRochesterDifference
Gross pay$7,958$8,270+$312
Income and payroll tax$1,661$2,194+$533
Take-home pay$6,298$6,077−$221
Rent$1,199$1,344+$145
Getting around$572$461−$111
Groceries$380$352−$28
Healthcare$428$396−$32
Utilities$238$220−$18
Everything else$333$308−$25
Left over$3,149$2,996−$153

To break even in Rochester, you'd need to earn

$102,000

Household gross, versus $95,500 today. That's the salary that leaves you exactly as much at the end of the month as Houston does now.

The tax difference alone

−$5,285

A year, in state and local income tax. Effective rates: 20.9% in Houston, 26.5% in Rochester.

More about Rochester

Houston, TX in full

The cheapest housing of any top-10 metro, paid for in property tax and humidity.

Rochester, MN in full

State income tax topping out at 9.85%, a median 2-bedroom asking rent of $1,600 and 195 sunny days; commutes average 21 minutes.

The reverse move

Same two cities, but starting from Rochester on Rochester wages.

RochesterHouston

Questions

Is the cost of living lower in Rochester than Houston?

A one-bedroom is about $1,199 in Houston versus $1,344 in Rochester. On a one-adult, one-bedroom household, leftover is about $153 a month lower in Rochester. Change the job or household on the comparison to see your number.

Does Rochester have state income tax?

Rochester is in Minnesota, which taxes wage income.

What changes if you move from Houston to Rochester?

Take-home pay is recalculated under Minnesota tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.