Austin, TX → Charlotte, NC
Moving to Charlotte costs you $606 a month
−$7,272 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 183 households moved Austin → Charlotte (avg AGI $98,672). 224 went the other way. The whole move →
| Per month | Austin | Charlotte | Difference |
|---|---|---|---|
| Gross pay | $8,125 | $7,734 | −$391 |
| Income and payroll tax | $1,710 | $1,878 | +$168 |
| Take-home pay | $6,415 | $5,856 | −$558 |
| Rent | $1,226 | $1,329 | +$103 |
| Getting around | $566 | $568 | +$2 |
| Groceries | $400 | $384 | −$16 |
| Healthcare | $450 | $432 | −$18 |
| Utilities | $250 | $240 | −$10 |
| Everything else | $350 | $336 | −$14 |
| Left over | $3,173 | $2,567 | −$606 |
To break even in Charlotte, you'd need to earn
$104,000
Household gross, versus $97,500 today. That's the salary that leaves you exactly as much at the end of the month as Austin does now.
The tax difference alone
−$3,403
A year, in state and local income tax. Effective rates: 21.0% in Austin, 24.3% in Charlotte.
More about Charlotte
Austin, TX in full
No income tax, but property taxes are among the steepest anywhere.
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
The reverse move
Same two cities, but starting from Charlotte on Charlotte wages.
Charlotte → Austin →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.