Uprootmap

Albany, NYChicago, IL

Moving to Chicago costs you $315 a month

−$3,780 a year for the same registered nurse, the same household size, and the same number of bedrooms.

Monthly and annual budget comparison between Albany, NY and Chicago, IL
Per monthAlbanyChicagoDifference
Gross pay$8,125$8,203+$78
Income and payroll tax$2,110$2,128+$18
Take-home pay$6,015$6,075+$61
Rent$1,369$1,828+$459
Getting around$517$392−$125
Groceries$397$408+$11
Healthcare$446$459+$13
Utilities$248$255+$7
Everything else$347$357+$10
Left over$2,691$2,376−$315

To break even in Chicago, you'd need to earn

$104,000

Household gross, versus $97,500 today. That's the salary that leaves you exactly as much at the end of the month as Albany does now.

The tax difference alone

+$66

A year, in state and local income tax. Effective rates: 26.0% in Albany, 25.9% in Chicago.

More about Chicago

Albany, NY in full

State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,630 and 178 sunny days; commutes average 23 minutes.

Chicago, IL in full

World-class city amenities at Midwest home prices, funded by 2.1% property tax.

The reverse move

Same two cities, but starting from Chicago on Chicago wages.

ChicagoAlbany

Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.