Wilmington

Cost of Living in Wilmington, NC (2026): Rent, Utilities & Take-Home

$2,116 left/mo

Photo: James Roberts (Jampp… / Wikimedia

$3,277/mo in Wilmington. $2,116 left each month. Prices near the US average.

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Monthly costs

Take-home $5,393/mo.

Taxes$1,584
Rent$1,358
Other$1,919
Left$2,116

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (NC): −$3,017
Take-home pay: $64,717
Effective tax rate: 22.7%

Living costs, per month

Rent, 1br: $1,358
Groceries: $385
Getting around: $523
Healthcare: $433
Utilities and internet: $241
Everything else: $337
Total spending: $3,277

After tax and rent

$2,116 left/mo

Stats

Rent: $1,617; 2 bd median
Take-home: $5,393; Per month
Tax: 23%; Of pay
Prices: 4% below; US, besides rent

Average electric bill in North Carolina

About $126 a month for a household using 900 kWh. That is the EIA residential price for North Carolina in 2025, 14¢ per kWh. It is a state average, not a Wilmington utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Wilmington

Moving from Wilmington to Charlotte