Wilmington, NC
The rest of the month in Wilmington
$3,259 in modelled household costs, against $5,431 take-home. Leftover is $2,172.
Where the money goes
- Taxes$1,660
- Rent$1,341
- Other living costs$1,918
- Left over$2,172
Pay and tax, per year
- Gross household pay
- $85,085
- Federal income tax
- −$10,333
- Social Security and Medicare
- −$6,509
- State income tax (NC)
- −$3,074
- Take-home pay
- $65,169
- Effective tax rate
- 23.4%
Living costs, per month
- Rent, 1br
- $1,341
- Groceries
- $385
- Getting around
- $523
- Healthcare
- $433
- Utilities and internet
- $241
- Everything else
- $337
- Total spending
- $3,259
Left over each month
$7,090 gross, minus $1,660 in tax and $3,259 in living costs.
$2,172
Power bill, separately
EIA 2024 residential electricity in NC averages a $122 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.