Example household · $83,730 · same pay · 1 adult

Trenton skyline

Trenton

Cost of Living in Trenton, NJ (2026): Rent, Utilities & Take-Home

$1,515 left/mo

Photo: Famartin / Wikimedia

$3,868/mo in Trenton. $1,515 left each month. Prices near the US average.

Monthly costs

Take-home $5,383/mo.

  • Taxes$1,595
  • Rent$1,986
  • Other$1,882
  • Left$1,515

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (NJ)
−$3,144
Take-home pay
$64,590
Effective tax rate
22.9%

Living costs, per month

Rent, 1br
$1,986
Groceries
$398
Getting around
$438
Healthcare
$448
Utilities and internet
$249
Everything else
$349
Total spending
$3,868

After tax and rent

$1,515 left/mo

Stats

Rent
$2,364
2 bd median
Take-home
$5,383
Per month
Tax
23%
Of pay
Prices
At US
Besides rent

Average electric bill in New Jersey

About $202 a month for a household using 900 kWh. That is the EIA residential price for New Jersey in 2025, 22.48¢ per kWh. It is a state average, not a Trenton utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Take-home by job in Trenton

Pay and leftover for every job in Trenton

Other New Jersey metros

All New Jersey metros

Compare Trenton

Next stepOpen the mapEvery metro, for the same household.