Example household · $83,730 · same pay · 1 adult

Atlantic City skyline

Atlantic City

Cost of Living in Atlantic City, NJ (2026)

$1,739 left/mo

Photo: Dough4872 / Wikimedia

$3,644/mo in Atlantic City. $1,739 left each month. Prices near the US average.

Monthly costs

Take-home $5,383/mo.

  • Taxes$1,595
  • Rent$1,654
  • Other$1,990
  • Left$1,739

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (NJ)
−$3,144
Take-home pay
$64,590
Effective tax rate
22.9%

Living costs, per month

Rent, 1br
$1,654
Groceries
$398
Getting around
$546
Healthcare
$448
Utilities and internet
$249
Everything else
$349
Total spending
$3,644

After tax and rent

$1,739 left/mo

Stats

Rent
$1,969
2 bd median
Take-home
$5,383
Per month
Tax
23%
Of pay
Prices
At US
Besides rent

Average electric bill in New Jersey

About $202 a month for a household using 900 kWh. That is the EIA residential price for New Jersey in 2025, 22.48¢ per kWh. It is a state average, not a Atlantic City utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Atlantic City

Take-home by job in Atlantic City

Pay and leftover for every job in Atlantic City

Other New Jersey metros

All New Jersey metros

Compare Atlantic City

Next stepOpen the mapEvery metro, for the same household.