Example household · $83,730 · same pay · 1 adult

Lake Charles

Housing in Lake Charles, LA: Rent, Home Prices & Property Tax

$2,446 left/mo

$1,149/mo (1 bd) in Lake Charles. Median home $198,900. Property tax 0.42%.

Rent (1-bedroom)
$1,149
/mo
Buy
$1,336
Mortgage, tax, insurance
Buying costs more
$187
/mo

To buy

  • 20% down payment$39,780
  • Mortgage at 7.24%$1,084
  • Property tax (0.42% of value)$70/mo · $835/yr
  • Insurance and upkeep$182
  • Monthly total$1,336

Months to 20% down

$2,446 left each month. About 17 months (1.4 years) to save $39,780.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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