Bloomington, IN
The rest of the month in Bloomington
$2,892 in modelled household costs, against $4,804 take-home. Leftover is $1,912.
Where the money goes
- Taxes$1,426
- Rent$1,050
- Other living costs$1,842
- Left over$1,912
Pay and tax, per year
- Gross household pay
- $74,766
- Federal income tax
- −$8,063
- Social Security and Medicare
- −$5,720
- State income tax (IN)
- −$2,213
- City / county wage tax
- −$1,121
- Take-home pay
- $57,649
- Effective tax rate
- 22.9%
Living costs, per month
- Rent, 1br
- $1,050
- Groceries
- $378
- Getting around
- $470
- Healthcare
- $426
- Utilities and internet
- $237
- Everything else
- $331
- Total spending
- $2,892
Left over each month
$6,231 gross, minus $1,426 in tax and $2,892 in living costs.
$1,912
Power bill, separately
EIA 2024 residential electricity in IN averages a $134 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.