Example household · $83,730 · same pay · 1 adult

Albany

Housing in Albany, GA: Rent, Home Prices & Property Tax

$2,610 left/mo

$730/mo (1 bd) in Albany. Median home $148,800. Property tax 1.21%.

Rent (1-bedroom)
$730
/mo
Buy
$1,098
Mortgage, tax, insurance
Buying costs more
$368
/mo

To buy

  • 20% down payment$29,760
  • Mortgage at 7.24%$811
  • Property tax (1.21% of value)$150/mo · $1,800/yr
  • Insurance and upkeep$136
  • Monthly total$1,098

Months to 20% down

$2,610 left each month. About 12 months (1.0 years) to save $29,760.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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