Example household · South Bend, IN · $83,730 · same pay · 1 adult

Kokomo skyline

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South Bend vs Kokomo

South Bend and Kokomo

Photo: JJIndiana / Wikimedia, CC0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Kokomo are close to the US rate in this release, 6.6 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at South Bend to Kokomo

IRS migration on this site does not list a filed flow from South Bend to Kokomo above the cutoff in 2022-2023.

A one-bedroom asking rent is about $1,005 in South Bend and $766 in Kokomo. South Bend has a state tax on wages. Kokomo has a state tax on wages. Local pay in Kokomo is 86% of the national level for the same work, against 87% in South Bend.

Kokomo averages 195 sunny days, with July highs around 82°F and January nights around 26°F. South Bend is 181 sunny days, 81°F in July, 25°F in January. Commutes average 20 minutes in Kokomo and 22 in South Bend.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

The IRS did not publish a large enough South Bend → Kokomo pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between South Bend and Kokomo changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 107 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,650–$3,050
Container or pod
$1,100–$2,050
Rent a truck
$400–$750

Movers in Kokomo and how to hire one →

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Questions

Is Kokomo cheaper than South Bend after tax and rent?

Yes. Kokomo leaves about $187 more a month, so the cost of living is lower there for this household. A one-bedroom is about $1,005 in South Bend and $766 in Kokomo.

Does Kokomo have state income tax?

Kokomo is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.

Did people actually move from South Bend to Kokomo?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.