Example household · Kokomo, IN · $83,730 · same pay · 1 adult

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Kokomo vs South Bend

Kokomo and South Bend

Photo: Wikimedia, Public domain

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in South Bend are above the US rate in this release, 8.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Kokomo to South Bend

IRS migration on this site does not list a filed flow from Kokomo to South Bend above the cutoff in 2022-2023.

A one-bedroom asking rent is about $766 in Kokomo and $1,005 in South Bend. Kokomo has a state tax on wages. South Bend has a state tax on wages. Local pay in South Bend is 87% of the national level for the same work, against 86% in Kokomo.

South Bend averages 181 sunny days, with July highs around 81°F and January nights around 25°F. Kokomo is 195 sunny days, 82°F in July, 26°F in January. Commutes average 22 minutes in South Bend and 20 in Kokomo.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

−$187 / mo

Money left after tax and rent, by state.KokomoSouth Bend
LowerHigher
South Bend · this breakdownKokomo · home

Who already made this move

The IRS did not publish a large enough Kokomo → South Bend pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Kokomo and South Bend changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 107 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,650–$3,050
Container or pod
$1,100–$2,050
Rent a truck
$400–$750

Movers in South Bend and how to hire one →

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Questions

Is South Bend cheaper than Kokomo after tax and rent?

No. South Bend leaves about $187 less a month, so the cost of living is higher there for this household. A one-bedroom is about $766 in Kokomo and $1,005 in South Bend.

Does South Bend have state income tax?

South Bend is in Indiana, which taxes wage income, plus a local wage tax of 1.50%.

Did people actually move from Kokomo to South Bend?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.