Example household · New York, NY · $83,730 · same pay · 1 adult

Toledo skyline

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New York vs Toledo

New York and Toledo

Photo: Chris Rycroft / Wikimedia, CC BY 2.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Toledo are above the US rate in this release, 11.6 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at New York to Toledo

IRS migration on this site does not list a filed flow from New York to Toledo above the cutoff in 2022-2023.

A one-bedroom asking rent is about $3,018 in New York and $953 in Toledo. New York has a state tax on wages. Toledo has a state tax on wages. Local pay in Toledo is 89% of the national level for the same work, against 119% in New York.

Toledo averages 178 sunny days, with July highs around 81°F and January nights around 25°F. New York is 224 sunny days, 85°F in July, 27°F in January. Commutes average 21 minutes in Toledo and 38 in New York.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

+$2,612 / mo

Money left after tax and rent, by state.New YorkToledo
LowerHigher
Toledo · this breakdownNew York · home

Who already made this move

The IRS did not publish a large enough New York → Toledo pair for 2022-2023. That usually means fewer than a few dozen tax returns, not that nobody moved.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between New York and Toledo changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 620 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$2,450–$4,600
Container or pod
$1,700–$3,200
Rent a truck
$800–$1,550

Movers in Toledo and how to hire one →

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Questions

Is Toledo cheaper than New York after tax and rent?

Yes. Toledo leaves about $2,612 more a month, so the cost of living is lower there for this household. A one-bedroom is about $3,018 in New York and $953 in Toledo.

Does Toledo have state income tax?

Toledo is in Ohio, which taxes wage income, plus a local wage tax of 2.00%.

Did people actually move from New York to Toledo?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.