Example household · Chambersburg, PA · $83,730 · same pay · 1 adult

Lancaster skyline

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Chambersburg vs Lancaster

Chambersburg and Lancaster

Photo: Randolph Carney / Wikimedia, CC BY-SA 3.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Lancaster are under the US rate in this release, 2.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Chambersburg to Lancaster

In 2022-2023, 43 households filed a move from Chambersburg to Lancaster (about 56 people, average adjusted gross income $50,093). 39 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $897 in Chambersburg and $1,217 in Lancaster. Chambersburg has a state tax on wages. Lancaster has a state tax on wages. Local pay in Lancaster is 95% of the national level for the same work, against 98% in Chambersburg.

Lancaster averages 194 sunny days, with July highs around 87°F and January nights around 30°F. Chambersburg is 194 sunny days, 89°F in July, 30°F in January. Commutes average 24 minutes in Lancaster and 24 in Chambersburg.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 43 households moved Chambersburg → Lancaster (about 56 people, average AGI $50,093). 39 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Chambersburg and Lancaster changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 94 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,600–$3,050
Container or pod
$1,100–$2,050
Rent a truck
$400–$750

Movers in Lancaster and how to hire one →

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Questions

Is Lancaster cheaper than Chambersburg after tax and rent?

No. Lancaster leaves about $290 less a month, so the cost of living is higher there for this household. A one-bedroom is about $897 in Chambersburg and $1,217 in Lancaster.

Does Lancaster have state income tax?

Lancaster is in Pennsylvania, which taxes wage income, plus a local wage tax of 1.00%.

Did people actually move from Chambersburg to Lancaster?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.